Topical Index

This index is up-to-date as of December 5, 2018. It links to articles on college affordability strategies before, during, and after college. Contact College Affordability Solutions if you want more information on any of these articles.

Before College

College Finance Plan

Before, During, and After College: You Need a Plan (Published September 27, 2017)

Before College Strategies for Your College Finance Plan (Published September 27, 2017)

Cost Reduction Strategies

Use Grades K-8 to Identify General Career Directions (Published September 12, 2018)

A Last-Minute Affordability Checklist (Published August 15, 2018)

Financial and Other Pros and Cons of AP and Duel Credit Courses (Published February 7, 2018)

Check Out Free Tuition Programs When Considering Colleges (Published October 3, 2018)

A Degree in 4 Years — The Best Way to Limit College Costs (Published August 23, 2016)

10 Strategies For Limiting College Debt (Published April 29, 2016)

Why Begin At a Community College (Published March 7, 2017)

Problems With Beginning At a Community College (Published March 7, 2017)

Fit — It’s Critical to College Affordability (Published April 12, 2016)

Tried and True Ways to Reduce Textbook Costs (Published August 22, 2018)

A Car on Campus Can Create Colossally Causeless Costs (Published August 16, 2018)

Cut Your Federal Student Loan Borrowing Costs in One Simple Step (Published November 21, 2018)

Turn Down Unnecessary Loan Offers to Minimize Debt (Published April 12, 2017)

Summer Can Be Used To Reduce College Costs (Published April 25, 2017)

College Costs

A Degree in 4 Years — The Best Way to Limit College Costs (Published August 23, 2016)

College Sticker Prices Aren’t Necessarily Their Final Prices (Published June 7, 2017)

Games Colleges Play — Tuition and Fee Disclosures (Published March 21, 2018)

Check Out Those Hidden Fees (Published February 15, 2017)

Games Colleges Play — Disclosing Room, Board, and Other Costs (Published March 21, 2018)

Get Ready for What It’ll Cost . . . Now! (Publish May 2, 2018)

College Search and Selection

Step 1 in Building Your Student’s List of Potential Colleges (Published June 20, 2018)

College Sticker Prices Aren’t Necessarily Their Final Prices (Published June 7, 2017)

Assessing Financial Aid Offers (Published March 3, 2017)

Shop Comparatively Using The Financial Aid Shopping Sheet (Published January 25, 2017)

Fit — It’s Critical to College Affordability (Published April 12, 2016)

Games Colleges Play — Tuition and Fee Disclosures (Published March 21, 2018)

Check Out Those Hidden Fees (Published February 15, 2017)

Games Colleges Play — Disclosing Room, Board, and Other Costs (Published March 21, 2018)

Credit Cards

Help Your Student Avoid Credit Card Traps (Published August 23, 2017)

Deadlines

Everything You Need to Know to Do Your FAFSA (Published September 26, 2018)

Don’t Miss Your FAFSA Priority Deadline (Published January 7, 2016)

May 1 Is Right Around The Corner! (Published March 29, 2017)

Games Colleges Play — Deposit Deadlines (Published April 4, 2004)

Dependent and Independent Students

Is Your Student Dependent or Independent? (Published January 14, 2016)

FAFSA (Free Application for Federal Student Aid)

Everything You Need to Know to Do Your FAFSA (Published September 26, 2018)

Don’t Miss Your FAFSA Priority Deadline (Published January 7, 2016)

Has Your Student Been Asked To Verify FAFSA Data? (Published January 11, 2017)

Financial Aid Application Processes

Five Ways to Help High Schoolers Better Scholarship Candidates (Published September 19, 2018)

Is Your High School Junior Already Looking for Scholarships? (Published March 1, 2017)

Everything You Need to Know to Do Your FAFSA (Published September 26, 2018)

Don’t Miss Your FAFSA Priority Deadline (Published January 7, 2016)

Has Your Student Been Asked To Verify FAFSA Data? (Published January 11, 2017)

Common Q and As About the Financial Aid Application Process (Published November 28, 2012)

Financial Aid Offers

Assessing Financial Aid Offers (Published March 17, 2016)

Games Colleges Play — Financial Aid Offers (Published March 28, 2018)

Beware of Bait and Switch! (Published February 8, 2017)l

Shop Comparatively Using The Financial Aid Shopping Sheet (Published January 25, 2017)

The Key Difference Between Subsidized and Unsubsized Student Loans (Published August 29, 2018)

Games the Government Plays — Federal TEACH Grants (Published April 11, 2018)

Should You File A Financial Aid Appeal? (Published March 22, 2017)

Grants

Games the Government Plays — Federal TEACH Grants (Published April 11, 2018)

Miscellaneous

Vote as if Your Student Aid and Loans Depend on It . . . They Do! (Published October 1, 2018)

Money Management

Prepare Your Freshman to Manage Those First-Year Expenses (Published August 9, 2017)

Parent Borrowing

Parent Loans — Helpful Today But a Potential Curse Tomorrow (Published March 7, 2018)

Saving and Investing for College

Will Your Student Lose Financial Aid if You Save for College? (Published November 15, 2018)

New Baby? Start Investing For College Now! (Published November 15, 2017)

5+2+9 = A Great away To Invest For College (May 9, 2018)

Saving For College? Consider a 529 Plan (Published December 1, 2016)

Roth IRAs — A College Savings Option (Published December 5, 2018)

College Savings Bonds: An Affordable, Safe, Simple College Investment With Tax Advantages (Published December 9, 2016)

Scams and Rip-Offs

Watch Out for Student Aid Scams! (Published October 31, 2018)

Beware Of The Student Tax Scam (Published September 7, 2016)

Scholarships

Five Ways to Help High Schoolers Become Better Scholarship Candidates (Published September 19, 2018)

Is Your High School Junior Already Looking For Scholarships? (Published March 1, 2017)

Scholarship Searching — When and Where (Published October 20, 2016)

Things To Do When Applying For Scholarships (Published October 20, 2016)

Beware of Bait and Switch (Published February 8, 2017)

Seeking Financial Assistance

Five Ways to Help High Schoolers Become Better Scholarship Candidates (Published September 19, 2018)

Scholarship Searching — When and Where (Published October 20, 2016

Watch Out for Student Aid Scams! (Published October 31, 2018)

Everything You Need to Know to Do Your FAFSA (Published September 26, 2018)

Common Q and As About the Financial Aid Application Process (Published November 28, 2018)

Is Your High School Junior Already Looking For Scholarships? (Published March 1, 2017)

Has Your Student Been Asked to Verify FAFSA Data? (Published January 11, 2017)

Student Loans

Resources to Help You Understand Your Federal Student Loans (Published November 7, 2018)

Cut Your Federal Student Loan Borrowing Costs in One Simple Step (Published November 21, 2018)

The Key Difference Between Subsidized and Unsubsidized Student Loans (Published August 12, 2018)

Get Answers to These Questions Before Borrowing Private Student Loans (Part 1) (Published May 30, 2018)

Get Answers to These Questions Before Borrowing Private Student Loans (Part 2) (Published June 6, 2018)

Make Sure Your Freshman’s Loans Are There When Needed (Published August 2, 2017)

What Student Loan Debt Costs (Published December 29, 2015)

Tuition and Fees

Games Colleges Play — Tuition and Fee Disclosures (Published March 21, 2018)

Check Out These Hidden Fees (Published February 15, 2017)

Value of Postsecondary Education

Is College Worth It? Damn Right It Is! (Published November 17, 2016)

Is Borrowing For College Worthwhile? (Published April 29, 2016)

Verification

Has Your Student Been Asked To Verify FAFSA Data? (Published January 11, 2017)

Working To Make Money for College

Fast Food Jobs Can Generate Thousands for College (Published September 5, 2018)

During College

College Finance Plan

Before, During, and After College: You Need a Plan (Published September 27, 2017)

During College: Strategies For Your College Finance Plan (Published October 4, 2017)

Cost Reduction Strategies

A Last-Minute Affordability Checklist (Published August 15, 2018)

A Degree in 4-Years — The Best Way To Limit College Costs (Published August 23, 2016)

10 Strategies For Limiting College Debt (Published April 29, 2016)

Advise Your Student To Avoid Dropping Courses, Especially Late In The Term! (Published April 25, 2018)

Tried and True Ways to Reduce Textbook Costs (Published August 22, 2018)

A Car on Campus Can Create Colossally Causeless Costs (Published August 16, 2017)

Student Money Management — The $10 Latte (Published October 27, 2016)

Give Your Student A Money-Saving Holiday Gifts (Published November 25, 2016)

Spring Break, Not Spring Bankruptcy! (Published February 22, 2017)

Credit Cards

Help Your Student Avoid Credit Card Traps (Published August 23, 2017)

FAFSA (Free Application for Federal Student Aid)

Everything You Need to Know to Do Your FAFSA (Published September 26, 2018)

Don’t Miss Your FAFSA Priority Deadline (Published January 7, 2016)

Has Your Student Been Asked To Verify FAFSA Data? (Published January 11, 2017)

Financial Aid Offers

Games The Government Plays — Federal TEACH Grants (Published April 11, 2018)

Beware of Bait and Switch! (Published February 8, 2017)

Shop Comparatively Using The Financial Aid Shopping Sheet (Published January 25, 2017)

Should You File A Financial Aid Appeal? (Published March 22, 2017)

Grants

Pell Grants Can Help Pay For Summer School (Published May 10, 2017)

Games The Government Plays — Federal TEACH Grants (Published April 11, 2018)

Maintaining Eligibility for Financial Aid and Scholarships

Using Campus Services to Boost Academic Performance Pays Off (Published October 10, 2018)

Miscellaneous

Vote as if Your Student Aid and Loans Depend on It . . . They Do! (Published October 1, 2018)

Money Management

During College Your Undergraduate Needs A Spending Plan (Published November 1, 2017)

A Last-Minute Affordability Checklist (Published August 15, 2018)

Tried and True Ways to Reduce Textbook Costs (Published August 22, 2018)

A Car on Campus Can Create Coloss ally Causeless Costs (Published August 16, 2017)

Student Money Management — The $10 Latte (Published October 27, 2016)

Give Your Student Money-Saving Holiday Gifts! (Published November 25, 2016)

Help Your Student Avoid Overspending on Holiday Gifts (Published December 6, 2017)

Timely Advice To Help Your Student Manage January Expenses (Published January 3, 2018)

Spring Break, Not Spring Bankruptcy! (Published February 22, 2017)

You Should Be Protesting If Your Student’s Not Detesting Cryptocurrency Investing! (Published April 18, 2018)

Off-Campus Housing

What To Consider Before A Student Chooses An Off-Campus Residence (Published January 24, 2018)

Things To Watch For Before Signing An Off-Campus Lease (Published January 31, 2018)

Parent Borrowing

Parent Loans — Helpful Today, But A Potential Curse TomorrowParent Loans — Helpful Today, But A Potential Curse Tomorrow (Published March 7, 2018)

Student Loans

Resources to Help You Understand Your Federal Student Loans (Published November 7, 2018)

The Key Difference Between Subsidized and Unsubsidized Student Loans (Published August 29, 2018)

Despite What You May Have Heard, Public Service Loan Forgiveness Is Still Available! (Published October 17, 2018)

Watch Out for Student Aid Scams! (Published October 31, 2018)

What Student Loan Debt Costs (Published December 29, 2015)

10 Strategies For Limiting College Debt (Published April 29, 2016)

Get Answers to These Questions Before Borrowing Private Student Loans (Part 1) (Published May 30, 2018)

Get Answers to These Questions Before Borrowing Private Student Loans (Part 2) (Published June 6, 2018)

Scams and Rip-Offs

Watch Out for Student Aid Scams! (Published October 31, 2018)

Beware the Student Tax Scam (Published September 7, 2016)

Scholarships

Scholarship Searching — When and Where (Published October 20, 2016)

During College: Keep Seeking Scholarships (Published February 1, 2017)

Watch Out for Student Aid Scams! (Published October 31, 2018)

Things To Do When Applying For Scholarships (Published October 20, 2016)

Seeking Financial Assistance

Scholarship Searching — When and Where (Published October 20, 2016)

Watch Out for Student Aid Scams! (Published October 31, 2018)

Everything You Need to Know to Do Your FAFSA (Published September 26, 2018)

During College: Keep Seeking Scholarships (Published February 1, 2017)

Things To Do When Applying For Scholarships (Published October 20, 2016)

Tax Benefits for Higher Education

Claim Your Educational Tax Benefits (Published April 6, 2017)

Working While in College

It’s Good To Work As A Freshman, Just Not Too Much (Published April 19, 2017)

Fast Food Jobs Can Generate Thousands for College (Published September 5, 2028)

Seasonal Student Employment Can Reduce The Need To Borrow (Published November 7, 2026)

Now’s The Time For College Students To Search for Summer Jobs! (February 21, 2018)

After College

College Finance Plan

Before, During, and After College: You Need a Plan (Published September 27, 2017)

After College: Strategies For Your College Finance Plan (Published October 11, 2017)

Consolidation and Refinancing

Resources to Help You Understand Your Federal Student Loans (Published November 7, 2018)

Federal Student Loan Consolidation Advantages (Published October 5, 2016)

Federal Student Loan Consolidation Disadvantages (Published October 5, 2016)

Should You Refinance Your Federal Student Loan Debt? (Published May 31, 2017)

If You’re Older and Paying on College Loans, You’re Not Alone. And You Have Options! (Published October 24, 2018)

Debt Forgiveness and Cancellation

Resources to Help You Understand Your Federal Student Loans (Published November 7, 2018)

Despite What You May Have Heard, Public Service Loan Forgiveness Is Still Available! (Published October 17, 2018)

Getting Your Federal Student Loans Forgiven (Published June 2, 2016)

Watch Out for Student Aid Scams! (Published October 31, 2018)

Were You Wrongly Denied Public Service Loan Forgiveness? There’s An Opportunity To Fix That (Published June 13, 2018)

If You’re Older and Paying on College Loans, You’re Not Alone. And You Have Options! (Published October 24, 2018)

Grace Period

Hey Graduate! What’s Next For Your Student Loans? (Published May 23, 2016)

What’s A Grace Period? (Published May 17, 2017)

Things To Do As Your First Student Loan Payment Comes Due (Published January 10, 2018)

Miscellaneous

Vote as if Your Student Aid and Loans Depend on It . . . They Do! (Published October 1, 2018)

Missed Payment

“Late” and “Missed” Are 4-Letter Words For Your Student Loans (Published January 4, 2017)

Repayment of College Loans

Resources to Help You Understand Your Federal Student Loans (Published November 7, 2018)

Hey Graduate! What’s Next For Your Student Loans? (Published May 23, 2016)

Know What — And To Whom — You Owe Your Student Loans (Published November 29, 2017)

What’s A Grace Period (Published May 17, 2017)

Save By Prepaying During Your Grace Period (Published October 28, 2017)

Things To Do As Your First Student Loan Payment Comes Due (Published January 10, 2018)

What Will My Monthly Student Loan Payments Be? (Published May 24, 2017)

Pick Your Federal Student Loan Repayment Plan Carefully (Published September 13, 2017

Despite What You May Have Heard, Public Service Loan Forgiveness Is Still Available! (Published October 17, 2018)

Watch Out for Student Aid Scams! (Published October 31, 2018)

Getting Your Federal Student Loans Forgiven (Published June 2, 2016)

Were You Wrongly Denied Public Service Loan Forgiveness? There’s An Opportunity To Fix That (Published June 13, 2018)

Should You Refinance Your Federal Student Loan Debt? (Published May 31, 2017)

If You’re Older and Paying on College Loans, You’re Not Alone. And You Have Options! (Published October 24, 2018)

“Late” and “Missed” Are 4-Letter Words For Your Student Loans (Published January 4, 2017)

Repayment Assistance

Resources to Help You Understand Your Federal Student Loans (Published November 7, 2018)

Look For Employers Offering Student Loan Repayment Assistance (Published May 23, 2018)

Give a Graduation Gift That’s Worth More Than It Costs (Published May 3, 2017)

Despite What You May Have Heard, Public Service Loan Forgiveness Is Still Available! (Published October 17, 2018)

Getting Your Federal Student Loans Forgiven (Published June 2, 2016)

Were You Wrongly Denied Public Service Loan Forgiveness? There’s An Opportunity To Fix That (Published June 13, 2018)

If You’re Older and Paying on College Loans, You’re Not Alone. And You Have Options! (Published October 24, 2018)

Help! I Can’t Make My Student Loan Payments (Published February 28, 2018)

“Late” and “Missed” Are 4-Letter Words For Your Student Loans (Published January 4, 2017)

Watch Out for Student Aid Scams! (Published October 31, 2018)

Repayment Problems

Help! I Can’t Make My Student Loan Payments (Published February 28, 2018)

Resources to Help You Understand Your Federal Student Loans (Published November 7, 2018)

If Your Student Loan Servicer Mistreats You (Published June 14, 2017)

Watch Out for Student Aid Scams! (Published October 31, 2018)

If You’re Older and Paying on College Loans, You’re Not Alone. And You Have Options! (Published October 24, 2018)

Tax Benefits for College Loan Repayment

Claim Your Educational Tax Benefits (Published April 6, 2017)